Summer in the Carolinas often means spending more time out in the water. It’s vital to understand proper water safety — especially for boat owners. Before hitting the water, here are some things to consider: Know the laws: Brush up on local water regulations and guidelines (from the South Carolina Department of Natural Resources or […]Read more
4 Savvy Insights
1. It’s less than you think! When people were asked how much a $250,000 term life insurance policy would cost a healthy 30-year-old, they estimated $500 — more than three times what it actually costs.* 2. There are downsides if you wait to get it. Act sooner and your rates will be better. When you’re older, […]Read more
Do I Need Flood Insurance?
Floods are nothing to leave to chance. Large and small-scale flooding can be disastrous — from losing priceless family photos to destroying your entire home. If you live in a flood zone, you’re likely required to purchase flood insurance since it’s not covered as a part of a standard homeowner’s insurance policy. It’s important to […]Read more
Mortgage Protection: The Basics
Owning a home is the single biggest investment most people will ever make. It also comes with the largest debt they will ever incur. New homeowners typically consider standard mortgage protection, which pays the balance of the mortgage to the financial institution in the event of a wage earners death. However, when you’re considering mortgage […]Read more
The Most Common Insurance Claims
Standard homeowner’s insurance policies protect your home from disasters like fire, theft, hail and more, depending on your specific coverage. Here are the top four insurance claims and how you can avoid them: During storms with high wind & hail, your home can incur damage from airborne debris, fallen trees (or tree branches) and the […]Read more
Don’t let the Cost of Life Insurance Hold You Back.
Protecting your family can be more affordable than you think. Life can be expensive. We all have important needs to cover — food for our families and transportation to get us to and from work. We also have costs in life that we don’t always think about, like taking care of pets and celebrating special […]Read more
Be Prepared During Hurricane Season
Hurricane season is upon us. A hurricane can cause catastrophic damage along the coastlines and even several hundred miles inland. Be prepared. Take these steps to ensure your family’s safety during hurricane season: Have an evacuation plan. It’s the first step to staying safe. Decide where you’ll go and how you’ll get there. Learn […]Read more
Make Time Today to Protect Tomorrow
We live in a busy world. Harried work and life schedules, family activities and keeping up with technology — it can seem like there’s no time left in the day to focus on much else. The hectic nature of each day can make it feel like there just isn’t time to think about the long-term. […]Read more