Be Prepared During Hurricane Season
Hurricane season is upon us. A hurricane can cause catastrophic damage along the coastlines and even several hundred miles inland.
Be prepared. Take these steps to ensure your family’s safety during hurricane season:
Have an evacuation plan. It’s the first step to staying safe. Decide where you’ll go and how you’ll get there. Learn hurricane evacuation routes and the locations of local shelters.
Create a communications plan. Decide how you’ll contact one another during a storm. Every family member should carry contact cards, and program emergency contacts in their cell phones. Have a predetermined meeting place and designate an out-of-state contact who can relay messages to family members in case local phone lines are down.
Stock a disaster supply kit. It should include a gallon of water per person for at least three days, a three-day supply of food, a battery-powered radio, a flashlight, a first-aid kit, a whistle, moist towelettes, a wrench, maps, a can opener and cell phone chargers.
Secure your property. Protect your home before hurricane season. Trim trees and remove any damaged trees or limbs that could fall on your house during a storm. Take an inventory of items in your home so if there’s interior damage, you know what to include on your insurance claim.
Protect your car. Know what is covered in your vehicle’s automobile insurance policy in case of storm damage. If a storm is in the forecast, make sure your car is gassed up and parked in a garage if possible. If you have to drive through a downpour, avoid cruise control and never drive through standing water. If your vehicle glass is damaged during a storm, Safelite, a trusted AAA partner, can get you repaired and back on the road quickly.
Consider flood insurance. Hurricanes include excessive rain and wind, which can cause flooding. Most homeowners don’t realize their homeowner’s insurance policy does not cover flooding from hurricanes. It’s critical to purchase a separate policy for flood insurance. Call your AAA Insurance provider and ask about our Deluxe Home Protection.
Consider your travel plans. Hurricane season in the Carolinas is a valid consideration when making travel plans. If you’re planning your trip during this season, purchase travel insurance. Also, weather could disrupt flight schedules and make it difficult for you to travel to and from the airport. That’s why travel insurance is so important. Travel insurance purchased before a storm has been spotted can cover delays and trip cancelation.
Call your AAA Insurance provider to discuss these options. Our experts will navigate you through the entire process.
— Jim McCafferty, Senior Vice President of AAA Insurance Services