Always Be Prepared During Hurricane Season
Hurricane season falls from June to November each year, with the peak falling between mid-July and October. Anyone who has been through a hurricane knows that they can cause catastrophic damage, not only on the coastlines but also several hundred miles inland. Here are some precautionary steps you and your family can take:
Draft a family evacuation plan. Having a plan is the first step to staying safe. Determine where you will go and how you will get there. Learn hurricane evacuation routes and the locations of local shelters. Don’t forget to include pets as part of the plan.
Create a corresponding communications plan. Decide how you will contact one another during a storm. Have every family member carry contact cards, and program emergency contacts in their cell phones. Come up with a predetermined meeting place and designate an out-of-state contact who can relay messages to family members in case local phone lines are down or overloaded.
Stock a disaster supply kit with first aid supplies, water, and batteries. Make sure you also have enough pantry supplies and gas in your car. According to Ready.gov, a basic disaster kit should include a gallon of water per person for at least three days, a three-day supply of food, a battery-powered radio, a flashlight, a first-aid kit, a whistle, dust masks, moist towelettes, a wrench, maps, a can opener, and cell phone chargers.
Be ready to secure your property. It is a good idea to protect your home before hurricane season. Trim trees and remove any damaged trees or limbs that could fall on your house during a storm. Reinforce the roof, doors, windows, and even garage doors to minimize storm damage. Take an inventory of items in your home so if there is interior damage, you know what to include on your insurance claim.
Protect your car. Since your vehicle is one of your biggest investments, make sure you safeguard it during hurricane season as well. Make sure you know what is covered in your vehicle's automobile insurance policy in case of storm damage. If a storm is in the forecast, make sure your car is gassed up and parked in a garage if possible, or at least next to a building to protect it from high winds. Should you have to drive your car through a downpour, avoid cruise control and never drive through standing water. If your vehicle glass is damaged during a storm, our partnership with Safelite can get you repaired back on the road quickly and easily.
Consider getting flood insurance. Hurricanes bring with them excessive rain and wind, which can cause flooding. Most homeowners do not realize that their homeowner’s insurance policy does not cover flooding from hurricanes. It’s critical to purchase a separate policy for flood insurance. Some homes within a floodplain are required to have this coverage, but in the case of a storm, the historical flow of water is not always accurate, which could put your home in jeopardy. Call your AAA insurance provider and ask about our Deluxe Home Protection.
Consider your travel plans. Hurricane season in the Carolinas is a valid consideration when making travel plans. If you are planning your trip during this season, make sure to purchase travel insurance in advance. If you are flexible, it is a great time to purchase your cruise tickets while the prices are significantly lower. Cruise lines like Royal Caribbean and Celebrity Cruises have situation rooms with state-of-the-art equipment to monitor weather and make itinerary changes as necessary. With satellite monitoring, it’s highly unlikely that your cruise would ever be in jeopardy, but if you were planning on a particular destination, it might change. You will also need to consider flights at this time. Weather could disrupt flight schedules as well as make it difficult for you to travel to and from the airport. That is why it is paramount that you purchase travel insurance when planning your trip. Travel insurance purchased before a storm has been spotted can cover delays and trip cancelation. Schedule a time to meet with your AAA insurance provider to discuss these options. Our experts will navigate you through the entire process.
Make sure you and your family know what to do in the event of a hurricane and are prepared in the case of a storm in your area. Insurance coverage from AAA can protect you on vacation and at home so that you have peace of mind. Call us at 1-866-315-1252, or visit your local AAA Insurance Agent to find out more.