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Medicare Annual Election Period Is in Full Swing

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Fall is the time of year when you should review your Medicare Coverage.  If you have Original Medicare, Medicare Advantage, or a Medicare Part D prescription drug plan, except for a few situations, this is the only time you can make changes to your existing coverage.  Medicare’s Annual Enrollment Period begins October 15th and ends December 7th.  Any changes you make to your Medicare selections will go into effect on January 1st.

Medicare plan benefits and your needs can change over time, so use the open enrollment period to compare your options and get the right fit.  Even if you like your existing coverage and want to continue with your plan, you should carefully review the plan information to be sure it still features the coverage you need.

During the past year have you:  Changed the medications you take?  Been diagnosed with a new medical condition?  Any of those changes could mean your current Medicare plan no longer meets your needs.

Medicare plans also change.  The costs of your plan can go up or down, co-pays and deductibles can increase.  Prescription drugs can be added or dropped from the list of drugs (the formulary) included in your plan and contracted providers and facilities may change.  Some Medicare plans may stop offering coverage in a particular location or you may be planning a move to a new location.

Because of this, you should take the time to check your current Medicare plan, and if necessary, switch to another one that better suits your needs.  

As a member of AAA, you have access to a licensed trusted advisor who can help you compare plans available in your area and assist with enrollment in a new plan if you choose.  If you are new to Medicare, our AAA advisors can help you to better understand your options.  For more information on Medicare Supplements and Medicare Health plans offered by AAA Insurance visit one of our designated branches or call 1-866-334-1439

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