While it’s a great idea to have a full home inventory checklist of your property, it might be too late to create one before flood waters start doing damage. Even creating a partial inventory can help with insurance claims and save major headaches afterwards. Here are a few tips to create an inventory when you don’t have a lot of time.
Most important: Be safe. If you’re in an area where evacuations are being recommended, leave as soon as you are able. Delaying your departure to create an inventory could put your safety at risk, so take time into consideration.
How to quickly make a home inventory checklist using your phone
- Use technology to make your home inventory easier. Take photos or videos. Create a private YouTube channel or photo library to save in the cloud so you won’t have to worry about storing the data you record.
- Taking video gives you the advantage of being able to narrate anything notable about the item, saving you time from writing it down.
- Start with your most recent purchases, or your largest ticket items, and work your way through the inventory from there.
- Record serial numbers, makes, and models of your appliances and electronics. Take photos of your receipts if you have them, and note when and where you purchased them.
- Include valuables like jewelry, family heirlooms (including appraisal) and inventory clothing by category (make notations for designer or more expensive pieces).
- Take photos or videos of your artwork, along with receipts or appraisals.
- Take photos or videos of all furniture, noting antiques or particularly valuable pieces.
- If you have enough time, store warranty information, receipts, and appraisals in a fire proof box. Keep multiple copies in a few safe places, like a safety deposit box at your bank, filed at your away-from-home office, and an additional set with a trusted relative or friend.
- Don't forget off-site items. Your belongings kept in a self-storage facility are covered by your Homeowners Insurance too. Make sure you include them in your inventory.
- Use a printable checklist to make sure you don’t leave anything out.